Rated

Rated

by SMSF Investors Across Australia

by SMSF Investors Across Australia

SMSF Commercial Property Loans. Your Business Pays the Rent. Your Super Keeps It.

Your business already pays rent every month. With the right SMSF structure, that rent goes into your own fund instead of a landlord's pocket. With 250+ SMSF loans structured over 20 years, Stan Batsanis reviews your fund, Trust Deed and lender options before a single application goes in.

Fewer than 20% of lenders still write SMSF loans: Your deal goes only to the commercial lenders and private funders actively approving SMSF deals right now.

Trust Deed and LRBA Checked First: Deeds older than 5 years often trigger declines, so yours is fixed before any lender sees your fund. No credit enquiry upfront.

Your Personal Borrowing Capacity Stays Intact: Your SMSF loan is assessed inside your fund, separate from your home and personal investments.

See What Your SMSF Can Borrow for Commercial Property

Trusted by SMSF Investors

Proven Results That Speak for Themselves

$200m+
$200m+

Lending Facilitated

1,000+
1,000+

Clients Helped

250+
250+

SMSF Loans Structured

5
5

Star Rated on Google

Our Partners

Accredited to Compare Australia's Leading SMSF Lenders

Our Solution

Strategic SMSF Commercial Finance for

Trustees Ready to Own Commercial Property

Keep Your Personal Borrowing Capacity Fully Intact

Many trustees assume an SMSF loan eats into what they can borrow personally. The loan sits inside your fund and is assessed separately from your home and personal investments. You can buy commercial property through super without touching your personal capacity, so your next home or investment stays on the table.

Keep Your Personal Borrowing Capacity Fully Intact

Many trustees assume an SMSF loan eats into what they can borrow personally. The loan sits inside your fund and is assessed separately from your home and personal investments. You can buy commercial property through super without touching your personal capacity, so your next home or investment stays on the table.

Keep Your Personal Borrowing Capacity Fully Intact

Many trustees assume an SMSF loan eats into what they can borrow personally. The loan sits inside your fund and is assessed separately from your home and personal investments. You can buy commercial property through super without touching your personal capacity, so your next home or investment stays on the table.

Buy Your Own Business Premises Through Your Super

Your business pays rent every month to a landlord who keeps all the equity. Your SMSF can buy the premises and lease them back to your business at market rent. Every payment then builds your own fund, with rent taxed at just 15% inside super.

Buy Your Own Business Premises Through Your Super

Your business pays rent every month to a landlord who keeps all the equity. Your SMSF can buy the premises and lease them back to your business at market rent. Every payment then builds your own fund, with rent taxed at just 15% inside super.

Buy Your Own Business Premises Through Your Super

Your business pays rent every month to a landlord who keeps all the equity. Your SMSF can buy the premises and lease them back to your business at market rent. Every payment then builds your own fund, with rent taxed at just 15% inside super.

Get Matched to Lenders Still Writing SMSF Commercial Loans

Most major banks have exited SMSF lending, and policies at the lenders that remain change often. Your deal is matched to the commercial SMSF lenders actively approving right now, including specialist channels most brokers don't access. Your application goes to the lender most likely to approve it, first time.

Get Matched to Lenders Still Writing SMSF Commercial Loans

Most major banks have exited SMSF lending, and policies at the lenders that remain change often. Your deal is matched to the commercial SMSF lenders actively approving right now, including specialist channels most brokers don't access. Your application goes to the lender most likely to approve it, first time.

Get Matched to Lenders Still Writing SMSF Commercial Loans

Most major banks have exited SMSF lending, and policies at the lenders that remain change often. Your deal is matched to the commercial SMSF lenders actively approving right now, including specialist channels most brokers don't access. Your application goes to the lender most likely to approve it, first time.

Have Your Trust Deed and Structure Right From Day One

One outdated Trust Deed clause or a badly set up bare trust can collapse an SMSF deal at the last minute. Your deed, bare trust and LRBA are reviewed before any lender sees your file, with no credit enquiry. You commit knowing your structure is ATO compliant and lender-ready.

Have Your Trust Deed and Structure Right From Day One

One outdated Trust Deed clause or a badly set up bare trust can collapse an SMSF deal at the last minute. Your deed, bare trust and LRBA are reviewed before any lender sees your file, with no credit enquiry. You commit knowing your structure is ATO compliant and lender-ready.

Have Your Trust Deed and Structure Right From Day One

One outdated Trust Deed clause or a badly set up bare trust can collapse an SMSF deal at the last minute. Your deed, bare trust and LRBA are reviewed before any lender sees your file, with no credit enquiry. You commit knowing your structure is ATO compliant and lender-ready.

Use Low-Doc Pathways as a Self-Employed Trustee

Business owners often show a modest taxable income, which stalls a standard SMSF application. Low-doc SMSF pathways lean on the fund's rental income and contributions instead of your personal tax returns. Self-employed trustees get a genuine pathway to approval without changing their tax strategy.

Use Low-Doc Pathways as a Self-Employed Trustee

Business owners often show a modest taxable income, which stalls a standard SMSF application. Low-doc SMSF pathways lean on the fund's rental income and contributions instead of your personal tax returns. Self-employed trustees get a genuine pathway to approval without changing their tax strategy.

Use Low-Doc Pathways as a Self-Employed Trustee

Business owners often show a modest taxable income, which stalls a standard SMSF application. Low-doc SMSF pathways lean on the fund's rental income and contributions instead of your personal tax returns. Self-employed trustees get a genuine pathway to approval without changing their tax strategy.

Keep Your Deal Moving With Private Funder Access

When a commercial deal falls outside bank policy, most applications stop there. Private funders decide on the property's commercial merit, with no bank scorecard to fail. Deals the banks pass on keep a second pathway to settlement, often in weeks rather than months.

Keep Your Deal Moving With Private Funder Access

When a commercial deal falls outside bank policy, most applications stop there. Private funders decide on the property's commercial merit, with no bank scorecard to fail. Deals the banks pass on keep a second pathway to settlement, often in weeks rather than months.

Keep Your Deal Moving With Private Funder Access

When a commercial deal falls outside bank policy, most applications stop there. Private funders decide on the property's commercial merit, with no bank scorecard to fail. Deals the banks pass on keep a second pathway to settlement, often in weeks rather than months.

The Process

Securing Your SMSF Loan is This Simple

Step 1

Know What Your Fund Can Borrow

You get a free 15-minute strategy session with no paperwork, no credit enquiry and no commitment. Stan reviews your fund balance, Trust Deed, contributions and the commercial property you have in mind. You leave knowing your fund's real borrowing capacity and which lenders will approve it, before a single application is submitted.

Step 1

Know What Your Fund Can Borrow

You get a free 15-minute strategy session with no paperwork, no credit enquiry and no commitment. Stan reviews your fund balance, Trust Deed, contributions and the commercial property you have in mind. You leave knowing your fund's real borrowing capacity and which lenders will approve it, before a single application is submitted.

Step 2

Your Deal Gets Structured Properly

We review your bare trust and LRBA setup, then match your deal to the SMSF commercial lender or private funder most likely to approve it. Stan holds his own credit licence and handles every file personally, so the person accountable for each recommendation is the one you speak to. You focus on your business while the structure is handled.

Step 2

Your Deal Gets Structured Properly

We review your bare trust and LRBA setup, then match your deal to the SMSF commercial lender or private funder most likely to approve it. Stan holds his own credit licence and handles every file personally, so the person accountable for each recommendation is the one you speak to. You focus on your business while the structure is handled.

Step 2

Your Deal Gets Structured Properly

We review your bare trust and LRBA setup, then match your deal to the SMSF commercial lender or private funder most likely to approve it. Stan holds his own credit licence and handles every file personally, so the person accountable for each recommendation is the one you speak to. You focus on your business while the structure is handled.

Step 3

Settlement, Handled End to End

Your fund settles on the property and the rent starts flowing into your super instead of a landlord's pocket. Stan reviews your loan each year and models when your fund can afford the next purchase. You focus on running your business. We keep your structure compliant and your next acquisition mapped.

5 Star Rated

by SMSF Investors Across Australia

Reviews

What Our SMSF Investor Clients Say

SMSF investors and business owners who came to us unsure which lender or structure would work, and left with a settled deal.

Stan at Funds Assist was an absolute standout in getting our loan sorted. No question was ever too small, and he handled everything with patience, respect, and total professionalism. He took the stress out of the entire process and made it feel straightforward from start to finish. We couldn't have asked for better service.

MP

Max Peggie

Verified Google Review

Stan helped me secure a refinance with cash out at a competitive rate very quickly and seamlessly. The whole experience was incredibly easy on my end and Stan and Faith were really happy to explain anything I didn't understand with prompt responses to my emails. If you're looking to refinance, I'd highly recommend Stan!

MK

Marina Kalcina

Verified Google Review

Couldn't recommend Stan and his team more. Super professional in their approach, extremely friendly and most of all very knowledgeable - able to answer all of my questions. Simplified the entire process and went above and beyond to ensure my experience with them was smooth with no hidden costs or clauses. Honest and reliable.

AM

Andreas Mavridis

Verified Google Review

Outstanding service from Stan and team. Couldn't recommend him enough. Definitely went above and beyond what the average broker does. Any mortgage needs, Funds Assist is your one stop shop.

AK

Adrian Karatzas

Verified Google Review

Stan was efficient, kind and patient. We were looking at a smsf residential loan and worked through any issues that came up, with clear communication throughout. He gave me the best product at the best rate that suited my refinancing and investment needs, and his persistence on our smsf residential loan got the application through swiftly.

EK

Evan Karatzas

Verified Google Review

Looking for specialist expertise in smsf loans for property investment, we highly recommend Stan Batsanis. His knowledge of smsf loans for property is second to none. Always keeping us informed and communicating on a regular basis, Stan has helped us build our portfolio of properties both in commercial and residential. We can't thank you enough.

NB

Natalie Boras

Verified Google Review

Being a home buyer and not having much knowledge about how the finance process works, I couldn't be happier with the information and assistance I received from Stan. Not only to find the most competitive options, but the service provided was above and beyond. He was there to answer all my queries and more than happy to explain anvthina I didn't understand

SX

Stephanie Xerri

Verified Google Review

Your SMSF Lending Specialist

Meet Stan Batsanis

I've spent over 20 years running my own businesses and working inside financial institutions, which means I've sat at both ends of the lending table.

I know what lenders are actually looking for, where structures fall over, and why complex SMSF loan applications keep getting knocked back by brokers who don't have the right pathways. At Funds Assist, I take on every client personally. No hand-offs.

When a complication comes up mid-application, it's me who knows your file and handles it. If you've been told your deal is too complex, call me before you give up.

20+ Years' Lending Expertise: Spanning SMSF, commercial, Low-Doc, equipment finance, and private funding across the full market. The scenarios that stop most brokers are the ones I specialise in.

$200m+ in Lending Facilitated: Across 1,000+ clients and 250+ SMSF loans structured, including complex income, non-standard assets, and deals declined elsewhere.

Australian Credit Licensee 543877: Operating under my own licence, accountable directly to you for every recommendation made.

FAQ

Frequently Asked Questions

Can my SMSF buy my own business premises?

Yes, commercial property used wholly in your business (business real property) is one of the few assets your SMSF can buy from or lease to a related party. The lease must be at market rent on commercial terms, and Stan confirms your property qualifies before anything is signed. Your business keeps its premises while the rent builds your retirement savings.

Will this hurt my credit score?

No. The strategy session involves no credit enquiry, and nothing is lodged until you choose a lender and decide to proceed. Your credit file stays clean because one well-placed application replaces several speculative ones.

Why not just go to my bank?

Most major banks no longer write SMSF loans, and fewer than 20% of Australian lenders still do. The specialist lenders and private funders still active change their criteria often, and many of their products are never publicly listed. You get direct access to the lenders actually approving SMSF commercial deals today.

Will my Trust Deed need updating before my fund can borrow?

Possibly. Deeds older than five years often need updating to meet current lender and ATO requirements, and some contain clauses that trigger a decline. You'll know whether yours needs work before any application goes in, so there are no surprises at settlement.

How much does this cost me?

Nothing for the strategy session. It is free with no obligation, and lenders pay the broker once your loan settles. You leave with a clear picture of what your fund can borrow before committing a cent.

Funds Assist Financial Services (Trading as Carnaby Street Pty Ltd)

2 BARKLY ST BRIGHTON VIC 3186 AUSTRALIA

Carnaby Street Pty Ltd (ABN 84604582523/ACN 604582523) is an Australian Credit Licensee 543877

Copyright © 2026 Funds Assist Financial Services | All Rights Reserved

Funds Assist Financial Services (Trading as Carnaby Street Pty Ltd)

2 BARKLY ST BRIGHTON VIC 3186 AUSTRALIA

Carnaby Street Pty Ltd (ABN 84604582523/ACN 604582523) is an Australian Credit Licensee 543877

Copyright © 2026 Funds Assist Financial Services | All Rights Reserved

Funds Assist Financial Services (Trading as Carnaby Street Pty Ltd)

2 BARKLY ST BRIGHTON VIC 3186 AUSTRALIA

Carnaby Street Pty Ltd (ABN 84604582523/ACN 604582523) is an Australian Credit Licensee 543877

Copyright © 2026 Funds Assist Financial Services | All Rights Reserved

Funds Assist Financial Services (Trading as Carnaby Street Pty Ltd)

2 BARKLY ST BRIGHTON VIC 3186 AUSTRALIA

Carnaby Street Pty Ltd (ABN 84604582523/ACN 604582523) is an Australian Credit Licensee 543877

Copyright © 2026 Funds Assist Financial Services | All Rights Reserved